New Benefits added!

One of the things that we've been hearing during the election this year was all about some 40+million Americans lacking medical insurance. This fact is not necessarily due to these individual's own fault, but maybe the costs involved or certain other issues that may have come into play prevented them from being insured.

Credit Cards, NJ is doing its part to make America a little better by offering a complementary medical savings card. Simply click here to access the card, print it out and present it to one of 54,000+ pharmacies around our great country and get an average of 34% savings on your medication! It may not be much, but it is certainly a start.

May God bless our great country and all of our readers.

Do you offer free terminals?

Many times we hear the question "Do you offer free terminals?" For those of you who may not be familiar with the idea behind free terminals, it may sound like a great idea - who wouldn't want to keep their up-front costs as low as possible?

I'd bet you also heard of the old adage, "there's no such thing as a free lunch!" That saying is certainly true here. If you think about it, there is a clear cost to the piece of equipment a sales force is giving away - from a small PINpad to a full Point-of-Sale (POS) system, the costs range between $100-$5,000 and more based on the configuration of the equipment. How can someone afford to give away that much money without getting something in return? The answer becomes clear now - YOU are paying for that free equipment, be it through high annual fees, higher downgrades (the rewards, and mid-qualified/non-qualified surcharges) and many other fees that can appear on your application. For all the extra expenses you'll be taking on during the life of your account with the processor who gave you free equipment, don't you think it's probably better just to buy a terminal now? Plus, the added benefit is that you will own your machine, and should you ever need to switch providers, you can take your terminal with you - don't put yourself and your business at risk.

If you have any questions on free equipment, please feel free to contact the sales people at Credit Cards, NJ - they'll be more than happy to give you all the information you need and show you why it's still better to own your equipment outright, plus with our low cost equipment, you really cannot go wrong!