To all our friends and clients,
Credit Cards, NJ would like to take a moment to thank you for all that you have done for us over the last year and wants you to know how much we appreciate your business and continued support of our operations. Without you, CCNJ would not be the same.
Thank you, and best wishes to you and yours for a wonderful, healthy and prosperous 2009.
Joseph Glass
President, Credit Cards, NJ
Wednesday, December 31, 2008
Wednesday, December 24, 2008
Happy Holidays!
CCNJ would like to take this moment to wish you all a wonderful holiday season, and the very best to you in 2009!
Friday, November 7, 2008
New Benefits added!
One of the things that we've been hearing during the election this year was all about some 40+million Americans lacking medical insurance. This fact is not necessarily due to these individual's own fault, but maybe the costs involved or certain other issues that may have come into play prevented them from being insured.
Credit Cards, NJ is doing its part to make America a little better by offering a complementary medical savings card. Simply click here to access the card, print it out and present it to one of 54,000+ pharmacies around our great country and get an average of 34% savings on your medication! It may not be much, but it is certainly a start.
May God bless our great country and all of our readers.
Credit Cards, NJ is doing its part to make America a little better by offering a complementary medical savings card. Simply click here to access the card, print it out and present it to one of 54,000+ pharmacies around our great country and get an average of 34% savings on your medication! It may not be much, but it is certainly a start.
May God bless our great country and all of our readers.
Tuesday, November 4, 2008
Do you offer free terminals?
Many times we hear the question "Do you offer free terminals?" For those of you who may not be familiar with the idea behind free terminals, it may sound like a great idea - who wouldn't want to keep their up-front costs as low as possible?
I'd bet you also heard of the old adage, "there's no such thing as a free lunch!" That saying is certainly true here. If you think about it, there is a clear cost to the piece of equipment a sales force is giving away - from a small PINpad to a full Point-of-Sale (POS) system, the costs range between $100-$5,000 and more based on the configuration of the equipment. How can someone afford to give away that much money without getting something in return? The answer becomes clear now - YOU are paying for that free equipment, be it through high annual fees, higher downgrades (the rewards, and mid-qualified/non-qualified surcharges) and many other fees that can appear on your application. For all the extra expenses you'll be taking on during the life of your account with the processor who gave you free equipment, don't you think it's probably better just to buy a terminal now? Plus, the added benefit is that you will own your machine, and should you ever need to switch providers, you can take your terminal with you - don't put yourself and your business at risk.
If you have any questions on free equipment, please feel free to contact the sales people at Credit Cards, NJ - they'll be more than happy to give you all the information you need and show you why it's still better to own your equipment outright, plus with our low cost equipment, you really cannot go wrong!
I'd bet you also heard of the old adage, "there's no such thing as a free lunch!" That saying is certainly true here. If you think about it, there is a clear cost to the piece of equipment a sales force is giving away - from a small PINpad to a full Point-of-Sale (POS) system, the costs range between $100-$5,000 and more based on the configuration of the equipment. How can someone afford to give away that much money without getting something in return? The answer becomes clear now - YOU are paying for that free equipment, be it through high annual fees, higher downgrades (the rewards, and mid-qualified/non-qualified surcharges) and many other fees that can appear on your application. For all the extra expenses you'll be taking on during the life of your account with the processor who gave you free equipment, don't you think it's probably better just to buy a terminal now? Plus, the added benefit is that you will own your machine, and should you ever need to switch providers, you can take your terminal with you - don't put yourself and your business at risk.
If you have any questions on free equipment, please feel free to contact the sales people at Credit Cards, NJ - they'll be more than happy to give you all the information you need and show you why it's still better to own your equipment outright, plus with our low cost equipment, you really cannot go wrong!
Monday, August 25, 2008
Security Alert
Visa Security Alert, 8/25/2008: 'Packet Sniffing Vulnerability'
Visa released a data security alert yesterday on packet sniffers.
Computer hackers are using packet sniffers to breach data security and obtain cardholder data.
Packet sniffers are malicious software or “malware” and may be referred to as a network or protocol analyzer. The sniffers seize a stream or block of data (a packet) being transmitted or passed on a network.
Sniffers are often used for legitimate business purposes such as network analysis, monitoring of network usage or firewall testing. An increase in data security breaches from packet sniffers has prompted the alert. Investigations have shown packet sniffers capturing cardholder data on transactions passed on the compromised businesses’ computer networks.
Visa recommends the following best practices to mitigate your vulnerability to a packet sniffer attack in their alert:
“Although packet sniffing is difficult to detect, you can utilize tactics to mitigate the risk of exposure to critical systems, such as point-of-sale (POS) systems, payment processing servers, database servers or other servers where cardholder data resides. To get started, follow these best practices:
• Utilize host-based Intrusion Detection Systems (IDS)
• Monitor firewalls for suspicious traffic, particularly outbound traffic to unknown addresses
• Implement file integrity monitoring
• Secure workstations so packet sniffers or other malware cannot be installed
• Utilize encrypted protocols or encryption to protect sensitive data
• Use packet sniffers legitimately to detect network intrusion attempts or suspicious activity on a network
• Ensure that anti-virus and anti-spyware software programs are up-to-date
• Routinely examine systems and networks for newly-added hardware devices”
More information on packet sniffing is available at www.visa.com/cisp or netsecurity.about.com/cs/hackertools/a/aa121403.htm
Visa released a data security alert yesterday on packet sniffers.
Computer hackers are using packet sniffers to breach data security and obtain cardholder data.
Packet sniffers are malicious software or “malware” and may be referred to as a network or protocol analyzer. The sniffers seize a stream or block of data (a packet) being transmitted or passed on a network.
Sniffers are often used for legitimate business purposes such as network analysis, monitoring of network usage or firewall testing. An increase in data security breaches from packet sniffers has prompted the alert. Investigations have shown packet sniffers capturing cardholder data on transactions passed on the compromised businesses’ computer networks.
Visa recommends the following best practices to mitigate your vulnerability to a packet sniffer attack in their alert:
“Although packet sniffing is difficult to detect, you can utilize tactics to mitigate the risk of exposure to critical systems, such as point-of-sale (POS) systems, payment processing servers, database servers or other servers where cardholder data resides. To get started, follow these best practices:
• Utilize host-based Intrusion Detection Systems (IDS)
• Monitor firewalls for suspicious traffic, particularly outbound traffic to unknown addresses
• Implement file integrity monitoring
• Secure workstations so packet sniffers or other malware cannot be installed
• Utilize encrypted protocols or encryption to protect sensitive data
• Use packet sniffers legitimately to detect network intrusion attempts or suspicious activity on a network
• Ensure that anti-virus and anti-spyware software programs are up-to-date
• Routinely examine systems and networks for newly-added hardware devices”
More information on packet sniffing is available at www.visa.com/cisp or netsecurity.about.com/cs/hackertools/a/aa121403.htm
Wednesday, July 2, 2008
The economy and your business
It seems lately that all we are hearing about is how bad the economy is doing, and that everything from the price of milk to airline tickets are going up what seems like every other week.
So, we'd like to ask you, our clients and readers, what you are seeing - how has the economy been impacting your business? Have you been seeing a drop-off in sales or has your business improved? Are you seeing fewer customers, or are you seeing the same customers you normally would just purchasing less?
Let us know - we'd love to hear from you.
So, we'd like to ask you, our clients and readers, what you are seeing - how has the economy been impacting your business? Have you been seeing a drop-off in sales or has your business improved? Are you seeing fewer customers, or are you seeing the same customers you normally would just purchasing less?
Let us know - we'd love to hear from you.
Wednesday, June 4, 2008
CCNJHost.com
Do you find yourself fighting with your web hosting provider on your bandwidth, levels of service or price? How about everything else?
If you don't want to have the hassles, check out our new web hosting solution, CCNJHost.com. With plans starting at only $1.50 per month, how can you possibly go wrong? Check us out today.
If you don't want to have the hassles, check out our new web hosting solution, CCNJHost.com. With plans starting at only $1.50 per month, how can you possibly go wrong? Check us out today.
Tuesday, June 3, 2008
Compliance issues
Attention all Merchant Partners customers:
Did you receive a notice in the mail stating that some of your equipment or software might not be in compliance with Visa & MasterCard regulations? As long as you are going straight to www.onlinemerchantcenter.com to handle your credit card processing, and NOT using any other intermediary piece of software, you have nothing to fear. You're in compliance and can ignore the notice.
In case you require any backup, please see our Visa CISP page.
Did you receive a notice in the mail stating that some of your equipment or software might not be in compliance with Visa & MasterCard regulations? As long as you are going straight to www.onlinemerchantcenter.com to handle your credit card processing, and NOT using any other intermediary piece of software, you have nothing to fear. You're in compliance and can ignore the notice.
In case you require any backup, please see our Visa CISP page.
Thursday, March 6, 2008
A new business credit card?
Have you been thinking about getting a new credit card for your business? Or maybe, getting your business' first card?
What better way is there than to separate your business expenses from your personal expenses than by having two different credit card accounts? Credit Cards, NJ is proud to announce that we are offering a business credit card to our clients that not only has a rewards program enabling you to earn points toward merchandise or miles but also has a cash-back option as well!
Contact CCNJ today for more information about how you too can benefit!
What better way is there than to separate your business expenses from your personal expenses than by having two different credit card accounts? Credit Cards, NJ is proud to announce that we are offering a business credit card to our clients that not only has a rewards program enabling you to earn points toward merchandise or miles but also has a cash-back option as well!
Contact CCNJ today for more information about how you too can benefit!
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